Posted 16 August 2018



The Commission has received information that EMMRJ LENDING INVESTORS CORPORATION / EMMRJ LOAN CONSULTANCY CORPORATION are engaging in lending company activity and investment solicitation via social media.  The public is hereby warned concerning the lending and investment taking activities of the above-mentioned entities.


EMMRJ LENDING INVESTORS CORPORATION is not an SEC-registered entity as a corporation or as a partnership and was not issued a secondary license or a Certificate of Authority to operate as a lending company required under Republic Act No. 9474, “The Lending Company Regulation Act of 2007”.


EMMRJ LOAN CONSULTANCY CORPORATION despite having been registered with the Commission as a corporation is not authorized to solicit investment from the public as said entity has not secured the necessary secondary license or permit from the Commission as required under Sections 8 and 12 of the Securities Regulation Code (SRC) or Republic Act No. 8799.   It is also engaged in ultra vires act for doing business not in accordance with its purpose of incorporation, which constitute serious misrepresentation as contemplated under Presidential Decree 902-A.


Consequently, those who act as salesman, brokers, dealers or agents of

EMMRJ LENDING INVESTORS CORPORATION / EMMRJ LOAN CONSULTANCY CORPORATION in selling or convincing people to invest in the investment scheme being offered by the above-mentioned entities including solicitations or recruitment through the social media/internet – Facebook  may likewise be prosecuted and held criminally liable under Section 28 of the Securities Regulation Code and penalized with a maximum fine of Five Million Pesos (P5,000,000.00) or  penalty of twenty-one (21) years of imprisonment or both pursuant to Section 73 of the SRC.


In view thereof, the public is hereby advised to exercise self-restraint and caution or more prudently to stop investing their money into such investment activity and to take the necessary precautions in dealing with EMMRJ LENDING INVESTORS CORPORATION / EMMRJ LOAN CONSULTANCY CORPORATION and/or its representatives.


Should you have any information regarding the operation of the subject entities, please call the  Enforcement and Investor Protection Department at telephone numbers 818-6337 or 818-1898 or email address: epd@sec.gov.ph


For the guidance of the public.


8 August 2018